Home Value Inc is a certified real estate appraisal firm located at 383 Westward Drive, Miami Springs, FL 33166.
Home Value Inc delivers certified general value appraisals for residential and commercial properties throughout Miami-Dade County, Florida.
A general value appraisal report from Home Value Inc documents the current fair market value of a property as of a specific effective date, signed by Jhovan F. Rojas, Certified Residential Appraiser, Florida License No. RD6109.
Home Value Inc general value appraisal reports are accepted by Florida courts, mortgage lenders, the IRS, and the Miami-Dade Value Adjustment Board for estate settlements, divorce proceedings, tax filings, and real estate transactions.
Call (786) 357-6511 to order a certified general value appraisal from Home Value Inc.
A general value appraisal is a type of certified real estate appraisal report. Home Value Inc is a real estate appraisal firm.
Home Value Inc has performed certified real estate appraisals in Miami-Dade County since 2006. Jhovan F. Rojas, Certified Residential Appraiser, holds Florida License No. RD6109 and performs every Home Value Inc appraisal in compliance with the Uniform Standards of Professional Appraisal Practice (USPAP).
A general value appraisal report documents the current fair market value of a real property as of a specific effective date for a stated intended use. Home Value Inc produces certified general value appraisal reports for residential and commercial properties throughout Miami-Dade County, Florida.
Fair market value is the price at which a property would transfer between a willing buyer and a willing seller — each with reasonable knowledge of the relevant facts, neither under compulsion to act.
A certified general value appraisal from Home Value Inc establishes that value through a physical on-site inspection, a comparable sales analysis, and a signed USPAP-compliant written report — so the property owner, attorney, or lender holds a defensible, court-admissible opinion of value.
A general value appraisal serves use cases that a lending appraisal or PMI removal appraisal cannot. Lending appraisals satisfy a specific mortgage lender’s underwriting requirements.
A general value appraisal from Home Value Inc serves estate settlements, pre-listing pricing, private sales, divorce proceedings, IRS gift valuations, and financial planning — with no lender affiliation and no lender-specific form requirements.
[CTA] Speak With An Appraiser — Call (786) 357-6511 — Provide the property address and the intended use of the appraisal. Home Value Inc confirms scope, fee, and available inspection dates within one business day.
A general value appraisal from Home Value Inc is required whenever a property owner, buyer, attorney, executor, mediator, or tax advisor needs a certified, independently produced opinion of real property value in Miami-Dade County.
Use Case | Who Orders It | Purpose | Document To Request |
Pre-listing pricing | Property owner/seller | Establish asking price grounded in Miami-Dade market data | Certified general value appraisal report |
Pre-purchase due diligence | Buyer | Confirm the property is priced near fair market value before making an offer | Certified general value appraisal report |
Estate settlement | Executor/estate attorney | Document the fair market value for probate or estate distribution | Date-of-death certified appraisal report |
Divorce asset division | Attorney/mediator/court | Provide a court-admissible valuation of jointly owned property | Certified divorce appraisal report |
Gift or charitable donation | Donor / CPA / tax advisor | Establish an IRS-defensible fair market value for tax reporting | Qualified appraisal report (IRS Form 8283) |
Private sale or off-market transaction | Buyer or seller | Produce an independent valuation without a listed sale price | Certified general value appraisal report |
Refinancing decision | Property owner | Confirm the current value supports the refinance loan amount | Certified lending appraisal report |
General knowledge/asset review | Property owner | Understand the current equity position for financial planning | Certified general value appraisal report |
Estate and probate appraisals require an effective date equal to the decedent’s date of death. Confirm the required effective date with the estate attorney before placing an order with Home Value Inc.
Property owners navigating Florida probate proceedings can review the Home Value Inc guide to valuing probate property in Florida for the specific appraisal documentation requirements Florida probate courts impose.
Home Value Inc follows a five-step appraisal process for every general value engagement. Each step produces a discrete output and is incorporated into the final certified written report.
Step | Action | Output |
1 | Initial consultation — confirm property address, intended use, and required delivery date | Scope confirmation and fee quote |
2 | On-site inspection — document condition, square footage, layout, features, and improvements | Inspection notes and property sketch |
3 | Neighborhood and market analysis — evaluate local sale activity and proximity value factors | Comparable sales grid |
4 | Adjustment analysis — reconcile value differences between comparable sales and the subject property | Adjusted value range |
5 | Report delivery — certified written appraisal report signed by Jhovan F. Rojas, CRA, License No. RD6109 | USPAP-compliant certified appraisal report |
Appraisal turnaround time in Miami-Dade County varies by property type, the availability of comparable sales, and the complexity of inspections.
The Home Value Inc article on how long an appraisal takes identifies the specific factors that extend or compress delivery timelines in the South Florida market.
Every certified general value appraisal report from Home Value Inc contains seven documented components. Each component is formatted for use in real estate transactions, legal proceedings, IRS tax filings, and financial planning contexts in Miami-Dade County.
Report Component | What It Documents |
On-site property inspection | Square footage, condition, layout, features, improvements, and physical attributes |
Neighborhood analysis | Proximity factors, market conditions, and neighborhood characteristics affecting value |
Comparable sales analysis | 3–5 recent arm’s-length transactions from the Miami-Dade County market area |
Adjustment analysis | Dollar adjustments for differences between comparables and the subject property |
Property sketch | Exterior dimensions and gross living area calculation |
Concluded value opinion | Fair market value stated as a specific dollar amount with an effective date |
Appraiser certification | USPAP compliance, independence statement, and License No. RD6109 signature |
Home Value Inc certified general value appraisal reports comply with the Uniform Standards of Professional Appraisal Practice (USPAP) as defined by the Appraisal Standards Board.
USPAP compliance is required for appraisals submitted in federally related transactions, Florida court proceedings, and IRS gift or donation filings.
[CTA] Request an Appraisal Quote — Submit the property address and intended use. Home Value Inc responds within one business day with a fee estimate and available inspection dates.
Automated valuation models (AVMs) — including Zillow, Redfin, and Miami-Dade County property search tools — generate algorithm-based price estimates without a physical inspection.
Florida courts, mortgage lenders, the IRS, and the Miami-Dade Value Adjustment Board do not accept AVM outputs as formal evidence of property value.
The table below maps seven common decision scenarios to the correct valuation tool.
Decision Scenario | Home Value Inc Certified Appraisal | Online Estimate (Zillow / AVM) |
Submit to the mortgage lender for underwriting | Yes | No |
Submit to the Florida probate court | Yes | No |
Submit for divorce / equitable distribution | Yes | No |
Submit to IRS for gift or donation filing (Form 8283) | Yes | No |
Submit to the Miami-Dade Value Adjustment Board for tax protest | Yes | No |
Submit to the mortgage servicer for PMI removal | Yes | No |
Personal reference or equity check only | Yes | Yes |
The Home Value Inc article on online property appraisal accuracy in Miami-Dade quantifies the variance between AVM estimates and certified appraisal conclusions for residential properties in Miami-Dade County.
Home Value Inc appraisal fees for general value engagements in Miami-Dade County vary based on four primary factors: property type, property size, intended use of the report, and required delivery timeline.
Property Type / Condition | Effect On Fee |
Single-family home, standard size | Base fee |
Condominium or townhouse | Moderate increase — HOA document review and additional comp analysis required |
Multi-family property (2–4 units) | Moderate increase — income approach analysis may apply |
Waterfront or island property | Higher increase — limited comparable sales require an extended market search |
Estate, divorce, or legal use | May require additional certification language — confirm at time of quote |
Rush or expedited delivery | Additional fee — availability must be confirmed when ordering |
Call Home Value Inc at (786) 357-6511 to receive a fee quote specific to the subject property and intended use.
Attorneys and estate executors ordering appraisals for Florida court proceedings should confirm at the time of the quote whether the engagement requires additional certification language.
The Home Value Inc overview of property appraisal benefits identifies the financial outcomes associated with each appraisal use case — so property owners can assess whether the cost of a certified appraisal is proportionate to the decision it supports.
Scheduling: Home Value Inc schedules the on-site property inspection within 1–2 business days of order confirmation and fee receipt.
Inspection: Jhovan F. Rojas completes the on-site inspection of a standard single-family residential property in 30–60 minutes. Multi-family, commercial, and waterfront properties require additional inspection time.
Report delivery: Home Value Inc delivers the completed USPAP-compliant, certified written appraisal report within 3–5 business days of the inspection date.
Total turnaround: Home Value Inc completes the full general value appraisal cycle — from order confirmation to certified report delivery — in 5–7 business days for standard residential properties in Miami-Dade County.
A general value appraisal supports non-lender needs like estate, divorce, private sale, or planning. A lending appraisal is ordered for mortgage underwriting on lender-required forms. Both are USPAP-compliant, certified reports prepared by Jhovan F. Rojas, RD6109.
Yes. A Home Value Inc general value appraisal can document Miami-Dade fair market value as of a specific effective date for probate inventory and distribution decisions. The report provides a defensible valuation record suitable for attorney, executor, and court review.
Yes. A general value appraisal can document fair market value for jointly owned Miami-Dade real property to support equitable distribution negotiations. Home Value Inc provides an independent, certified report that attorneys, mediators, and the court can rely on.
Home Value Inc determines fair market value by inspecting the property, selecting recent arm’s-length comparable sales, and applying adjustments for differences in size, condition, features, and location. The appraiser then reconciles the adjusted indications into one supported value conclusion.
Most general value appraisals take about 5–7 business days total for standard Miami-Dade residential properties. Home Value Inc typically schedules an inspection within 1–2 business days, then delivers the certified report within 3–5 business days after inspection.
Often, yes. The IRS generally requires a qualified appraisal by a qualified appraiser for certain donations and gift filings. A USPAP-compliant report prepared by a Florida licensed appraiser may meet requirements, but your CPA should confirm Form 8283 documentation rules.
Home Value Inc appraises single-family homes, condos, townhouses, two-to-four-unit properties, and many commercial properties in Miami-Dade. The firm also handles complex markets like waterfront and gated communities, where comparable sales can be limited.
Provide full access to interior and exterior areas, compile a dated list of improvements with approximate costs, and address visible deferred maintenance items. These steps help the appraiser document features accurately and reduce avoidable condition adjustments against value.
Yes. If a lender requires an underwriting appraisal, you need a lending appraisal. If you are removing private mortgage insurance, you need a PMI removal appraisal. Large or special-use commercial properties may require a different scope and valuation approach.
Submit the contact form with the property address and intended use. Home Value Inc responds within one business day with a fee estimate and available inspection dates.
Ask A Scope Question — Email jfrojas@homevalueinc.com with the property address and the specific scope question before placing an order.
Whether you’re purchasing a home, selling real estate, developing land as an investment, or conducting any other type of real estate transaction in Miami Beach, a professional property appraisal will streamline the process and establish the fair market value of any property.
Most official real estate forms and documents include a line item of the estimated property value, yet only a licensed and certified appraiser is qualified to provide a completely objective evaluation along with a detailed and comprehensive written report.
Home Value Inc. performs residential and commercial appraisals for its clients in greater Miami-Dade County and the following cities in South Florida. We provide services to the following cities -
